How your Zimbabwe take-home pay is worked out
ZIMRA’s USD PAYE is worked out per band as gross × rate − a fixed deduction, with no tax on the first US$100 a month. An AIDS levy of 3% is added on top of the PAYE. NSSA (4.5% of earnings, capped at US$700 a month, so a maximum of US$31.50) is deducted before tax. Turn it off if you’re 65 or older or otherwise exempt.
AfriTaxCalc uses the official 2026 USD figures and is checked against ZIMRA’s own published worked examples on every change.
The 2026 USD figures
| Monthly income (USD) | Rate | Subtract |
|---|---|---|
| US$0 – US$100 | 0% | – |
| US$100.01 – US$300 | 20% | US$20 |
| US$300.01 – US$1,000 | 25% | US$35 |
| US$1,000.01 – US$2,000 | 30% | US$85 |
| US$2,000.01 – US$3,000 | 35% | US$185 |
| Above US$3,000 | 40% | US$335 |
- Method: PAYE = taxable income × the band rate − the “Subtract” amount. No tax on the first US$100 a month.
- AIDS levy: 3% of the PAYE payable, charged on the tax rather than on income.
- NSSA: 4.5% of insurable earnings up to US$700 a month (a maximum of US$31.50), deducted before PAYE is calculated.